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 WANT TO JOIN THIS COMPNEY CALL

 CONTACT #   0313-2605818

off. at baldia, karachi

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 WANT TO JOIN THIS COMPNEY CALL

 CONTACT #   0313-2605818

off. at baldia, karachi

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want to Earn upto 450$ a Day ? How?

GMI offers a very simple marketing plan 3/3 Advance. By working on this simple plan (07$ Us purchasing required) you can earn 450$ a day. When you join you are provided an online virtual Gold Office, which has 2 sides (Left and Right) by working on these 2 sides you can earn 450$ a day.

3/3Advanced Gold Plan Starting Amount US$70.

Gold Centre (GC)
Left	Right	Gold Steps	Gold Reward Commission
*1	*1	1 Gold Motivation Step (GMS)	US$ 30 Cash
3	3	2	US$ 30 Cash
3	3	3	US$ 30 Cash
3	3	4	US$ 30 Cash
3	3	5	US$ 30 Gold Voucher (GV)
13/15	13/15	1 Rotation	US$120 + 30 Gold Vouchers(GV)

Every 1 to 5 Gold Steps is called Rotation.

When you introduce 1 customer on your left and 1 on your right leg, you earn 30$ this step is called Gold Motivation Step (GMS) and after that when ever 3 customer join on Left and 3 Customer on Right side you earn 0$ us. You can cash your 4 commision and every 5th commision saves in GVA account you can not cash every 5th commision,GOLD MINE INTERNATIONAL will issue 30 GV for you against the balance to redeem gold produc in future.

3/3 Advance GOLD PLAN Projection Income (Just for calculation)

If every customer in your tree completes his/her GMS in 1 month, see your earnings, every month your income increase. this is the power of this business.

Month	Left New Sales	Right New Sales	Gold Step Commission	Accumulative Step Income In US$
1	1	1	US$ 30.00	US$ 30.00
2	2	2	US$ 00.00	US$ 00.00
3	4	4	US$ 60.00	US$ 90.00
4	8	8	US$ 60.00	US$ 150.00
5	16	16	US$ 180.00	US$ 330.00
6	32	32	US$ 300.00	US$ 630.00
7	64	64	US$ 660.00	US$ 1,290.00
8	128	128	US$ 1,260.00	US$ 2,550.00
9	256	256	US$ 2,580.00	US$ 5,130.00
10	512	512	US$ 5,100.00	US$ 10,230.00

This is the best way to earn money online. Its 100% Home Based Online Business, No experience required, Investment is Zero, risk factor is Zero because you start your business just wath a purchasing.
So why don't you join GMI.

Why GMI is best?

If you are not satisfied with GMI, you can get your 100% money back. o what are you waiting for Join GMI today.

Terms and Conditions

Terms and Conditions of GMI Gold Reward Program

This is a legal and binding agreement between you - Customer, and GMI – Gold Mine International. By signing up with GMI Gold Reward Program, Customer agrees to all of the terms and conditions of this agreement. If Customer does not agree to these terms, activation of the Gold account will cease.

Joining the Gold Reward Program

By filling out the signup form you will agree to become a customer and are bound by the terms of this agreement. Your participation in the Gold Reward program is solely to get a GMI product in addition to receive a commission on products purchased by your referral individuals joining under you in your Gold Tree.

By filling out the signup form you acknowledge that you have read the terms and conditions, understand, and agree with them.

Term of the Agreements:

The term of this Agreement will begin upon your acceptance of Joining GMI Gold Reward Program and will end when terminated by either party. Either you or GMI may terminate this Agreement at any time, with or without cause, by giving the other party written notice of termination. You are only eligible to earn commission on sales under your Gold tree occurring during the term.

GMI reserves the right to change any of these Terms & Conditions for any reason deemed fit and at its discretion.

Overview.

Upon signing up for Gold Reward Program of GMI, all customers agree to comply with GMI Terms and Conditions. The spirit of this policy is to ensure our customers Joining GMI with regard to the rights of other GMI Customers, conform to the requirements of GMI applicable legislation.

These terms will begin upon your signup with the GMI’s Gold Reward program and will end when your Gold account is terminated. The terms of this agreement may be modified by GMI at any time. If any modification to the terms is unacceptable to you, your only choice is to terminate your Gold account. Your continuing participation in the Gold Reward program will constitute your acceptance of any change.

BECOMING A GMI CUSTOMER

1. To signup, Customer of GMI. must be at the legal age in one state or country.
2. GMI reserves the right to accept and/or reject Customer referred without providing any reasons or explanations on such rejection. GMI will not entertain any appeal on rejected cases.
3. GMI Customer is not an employee, agent, representative, or franchisee of GMI, and agrees not to incur any obligation, debt, and expense on behalf of, or in the name of GMI and its websites. He/she is only authorized to purchase products from GMI and/or refer new Customers to GMI in accordance with the Terms & Conditions stipulated herein.
4. All Customers of GMI are eligible to benefit from commissions and/or bonuses in accordance with the Gold Reward Program.
5. Payment of all taxes and/or tariffs applicable will be the responsibility of the Customers in their respective countries.
6. There is currently no annual customer/ member fee and Customer administration fee. These fees, however, may be added in the future at GMI's sole discretion.

RESPONSIBILITIES OF A CUSTOMER

1. GMI expects its customers to market products and the Gold Reward Program ethically, professionally, honestly and fully to all GMI's potential customers.
2. GMI is against Customers who sell or promote to other Customers with similar or competitive products or services or recruit or enroll other Customers in any other network-marketing programs or company.
3. Customer understands that although customer may refer other customers into the GMI’s Gold Reward Program, the Program does not allow Customer to profit solely from the activity of referring other Member/Customer. Commissions are paid only for entering Gold Reward Program. No one has made any promise or guarantee that Member/Customer will derive any specific income or profit as a Member/Customer. Customer understands that any income Customer earns in GMI. is determined by Customer's personal activity as an independent member and company's universal Gold Step commission plan. Customer understands that product sales commissions shall be paid only to the qualified Customers and to his or her Downline and Upline. Customer shall not make any income representations except those set forth herein or otherwise specifically set forth in official https://www.goldmineint.com/ Web site. Customer also understands that the incomes as displayed on site, are only an indicative of your potential earnings and are no guarantees.
4. GMI prohibits demonstration of unrealistic income figures and false statements to create temptation to recruit new customers.
5. There are no limitations on territories or franchises to the Gold Reward Program and no restriction as to the location of GMI Customers who can refer as many new customers, but all Customers are personally responsible for their own decision and must satisfy all laws and regulations applicable in their respective countries.

ORDERING OF PRODUCT

1. All products should be directly ordered from GMI.
2. GMI system identifies the respective Customer according to the Gold Account name. All purchase orders must be accompanied with a Gold Account name.
3. Customers are responsible for their decision on purchase with GMI.
4. Providing password to the new customer is the responsibility of introducer after the confirmation of order.
5. To assure Gold Reward Program’s payment on weekly basis, the cut-off date for confirmed order is fixed at mid-night on Sunday. Order confirmation received after this time shall be considered for the following week and shall be calculated accordingly.
6. Customers could order their products by making full payment or through the purchase of GMI Gold Easy Payment Plan.
   1. Full Payment:
      1. A customer who has paid in Full Payment Plan would receive the product within the time stipulated herein and would be assigned a Gold Account in accordance to the purchase page description.
   2. GMI Gold Easy Payment Plan:
      1. To provide flexibility, GMI allows Customers to place an order through GMI's Gold Easy Payment Plan.
      2. Placement of an order through Gold Easy Payment Plan and /or Commissions earned will entitle Customers to GecVoucher(s) which may be used to redeem a Product from GMI at the value of Gold vouchers. Each Gold Center will be assigned GecVoucher according to the selected Gold Plan.
      3. There is a limit as to the number of Gold Accounts a Customer can obtain to maximum "3" Gold Accounts in a single Gold Tree. However, GMI strictly prohibits any Customer from obtaining a large or an unreasonable quantity of Gold Accounts for the purpose of manipulating or disrupting the Gold Reward Program.
      4. GecVoucher is not transferable and carries an expiry period of 10 years from the date of sign-in. Please note that if GECV's are not used over a period of ten years you may not be able to utilize them for your product purchase however your GMI account never gets expired and there are no yearly renewal charges for your Gold Account.
         Customers keep getting their commission as per the growth of their tree for indefinite period.
      5. There are no extra charges or fees for manual redemption of the product except for customers who redeem Gold Coins. Manual redemption cost for Gold Coin is 10% in addition to the total cost of Gold coin.
      6. Customers purchasing an instant watch upon new signup will have 10.00 US$ deducted from their Gold Bank Account as Insurance and Delivery Charges.

CONFIRMATION OF PURCHASE ORDER:

1. All orders shall be stored or placed in the system till the cool off period is over, and commission will only be released once the cool off period is over on first cut off day.
2. Any cash payment to GMI is the responsibility of country agent and not the individual customer.
3. Upon confirmation of cash payment received by GMI, the respective Gold Account Country Agent (Sender) would be credited and order would be confirmed by the Agents using their cash statement or Gold E-Card.

PAYMENT TO GMI

1. Any Cash Payment to GMI is the responsibility of the country agent only.
2. GMI accepts payment from Authorized Country Agents remitted via Telegraphic Transfer (T.T.) or E-Gold to the designated GMI accounts as described in agent’s agreement.
3. If the Agent fails to include the mentioned bank charges, GMI reserves the right to deduct from the commission earned or withhold such order until the mentioned bank charges are remitted to GMI. Incase of E-Gold payment method, If customer fails to enter exact amount or sends it without mentioning proper subject details, etc, payment will be kept on hold till proper amount is received.
4. Agent is responsible to ensure that the Telegraphic Transfer (T.T.) or E-Gold Transfer reaches GMI's account in good order, and GMI is not responsible for any Telegraphic Transfer (T.T.) or E-Gold Transfer not received or misplaced during transition.

COOLING-OFF PERIOD

1. Cooling-off period is not applicable to a purchase order made through Gold E-Cards. However, upon confirmation of purchase order as that mentioned in Section 4, such order is subject to a cooling-off period of Five (5) days, If confirmed by Gold Bank (statement).
2. Customers reserve the right to unconfirm the order within the mentioned cooling-off period provided if there is no transaction done during that period, and they are not signed in by Gold E-Card or have not purchased/ordered any product.
3. Gold Account name is final and cannot be changed without paying the fee for this option which is US $ 15.00. Therefore, it is the responsibility of an individual Customer to select, choose and decide for their Gold Account name carefully to avoid sensitive issues relating to race, religion and law. In case of a legal issue arising out of their Gold Account, GMI shall not be responsible and the respective Customer must assume full responsible to resolve such matters at their own expense.
4. The Gold Account shall remain in network and in proper placement in the Gold Tree for a lifetime as long as there is violation of terms and conditions.
5. GMI Customers reserve the right to decide on placement of the referred Customer and such placement must be mentioned in sign up form.
6. GMI must be notified of any correction to the placement of Gold Centers within the cooling off period, after which no changes would be entertained.

CHANGES AND ALTERATIONS TO GOLD CENTER

1. Only during five(5) days cool off period GMI allows changes and alterations to the placement of a Gold Center that has been officially confirmed and placed, It is introducer’s duty to make necessary changes using the Change of placement option provided in their account within the right time frame.

PRODUCT REDEMPTION

1. GMI's Customers are allowed to use their Gold Vouchers to offset the purchase price in accordance with the retail price of the desired product.
2. GMI's Customers reserve the right to purchase their desired product by making Full Payment to GMI at any time.
3. GecVouchers can be used to redeem Product from GMI through on-line redemption link provided at GMI's website. A customer is required to pay the balance (after deducting the Gold Voucher's value) to Gold Mine International
   
   1. Gold Vouchers.
   GMI automatically sends the Gold Coin to Customer according to their updated personal profile Address An automatic program has been created for the redemption of products. If a customer has accumulated enough Gold Vouchers to redeem products, Deduction of GV is reflected in the Customer’s GV statement.
   2. Commission.
   GMI's Customers could also use their earned commission and adjust it against the redeemed product.

DELIVERY OF PRODUCTS

1. Delivery of Product is made within 3 – 4 weeks from the date of official confirmation of order or redemption. (Subject to the country's Law).
2. GMI and their Agents are using a reliable courier services for the product delivery.
3. Customers from regions with a GMI Service Centre or an authorized agent will be getting their product free of charges. However, in the absence of a Service Centre or an authorized agent, as little as USD 10 to as high as USD 15 will be charged from the customers in order to make door step delivery by FedEx.
4. For the convenience of the customer, the aforesaid delivery charges will not be paid up front to the courier but will be deducted from the first commission earned by the customer from the Gold Commission Bank.
5. Products that have been returned to GMI due to customer’s incorrect mailing address or any other reason such as an absent customer etc will be charged an additional USD 25 to USD 35 if the customer orders them back.
6. In case of unavoidable circumstances when GMI is unable to deliver the product as shortage of product or product discontinuation, GMI has right to replace the requested product with any of its existing products with same or higher value without any notice to customer.
7. Exceptional cases where GMI products cannot reach the destination due to severe or complex Customs rules and regulations, the customer will have to acquire the product themselves from the nearest territorial service centre or an authorized agent. GMI will not be responsible for the traveling or any other expanses borne by the customer to acquire their product in that case.

GOLD VOUCHER

1. Gold Vouchers are offered to Customer from GMI's Gold Reward Program and such vouchers are not transferable unless all products are redeemed from each active Gold Account.
2. Gold Vouchers can be used to redeem the GMI Products, or after a Redemption of one product these vouchers could be used at 30% of value to buy Gold E-Cards.
3. Gold Vouchers can not be exchanged with Gold E-Cards unless customer has received at least one GMI product from an active Gold Center and is valid indefinitely.
4. Gold vouchers are transferable for the customers who have redeemed all available products from GMI and have accumulated US$375 GVs in their GV's statement. The GV Transfer Link will become inactive automatically as soon as the number of GVs are less than US$375.

CANCELLATION OR EXCHANGE OF PRODUCTS REDEEMED

1. Customer's account is debited by 10% of the product value. In case of cancellation of any confirmed redemption order however cancellation of the order is only possible if the product is not dispatched before cancellation notification reaches GMI.

TRANSFER OF GOLD CENTER

INHERITABILITY:
1. The GMI Gold Account, like any other business or asset. The Gold Account is fully transferable in accordance with the terms of nominee, or in the absence of nominee on record, it passes to heirs pursuant to the applicable interstate succession laws.
2. Ownership Transfer of any individual Gold Center is not allowed, except all Fifteen (15) Gold Centers are being sold or transferred. Transfer of ownership of Gold Account can be made online through Gold Messenger support and will cost US$5.

COMMISSION PAYMENT

1. All newly confirmed orders are processed by GMI on weekly basis. GMI pays the commission to qualified Customers in the following manner:
   
   a. Commissions earned shall be paid within ONE (1) week from the sales cut-off date.
2. Your weekly commission is automatically deposited to your Earned Commission Bank (Statement), however Customers can request for a Telegraphic Transfer (T.T.) or Company's Cheque, the admin fee of minimum US$20.00 for per T.T. or cheque or 4% of amount requested (Which ever is higher) will be deducted from the respective Customer Earned Commission Bank.
3. Due to a wrong bank or residence address If any T.T. or cheque is returned to GMI, A fee of US$20 for T.T. and US$20 for cheque sent through courier service will be charged for second delivery.
4. Minimum amount to request for a T.T or Cheque is US $ 500 and Maximum amount allowed per transaction is US $ 3000..
   
   No commission will be paid via E-Gold. E-Gold is added to system only to ease the delay via Telegraphic transfer and other processes in purchase of E-Cards for Customers. Similarly, no refunds will be done via E-Gold.
    

TRANSFER FUND

GMI has provided freedom of fund transfer to its customer from one account to another for customer’s convenience, misuse of this service may result in suspension of Gold Account.
1. Make sure you know the Customer you are getting funds from, through Transfer Fund option.
2. Company has the right to suspend all the accounts that are involved in the illegal transfer transactions.
3. As a Customer of GMI, you are responsible for any funds transferred in and out of your account The Company will not accept excuses such as unable to locate the Customer who sold you the funds.
4. Its your duty to inform GMI If you find that funds have been transferred in or out of your account without your knowledge.
5. The Company will suspend all the accounts involved in the transfer transactions until the full amounts have been recovered by the victim.

CUSTOMER CONDITION

You are responsible for any and all Content that you send to GMI. You may not use the Site or other Offerings or any information that you get from the Site or other Offerings to:
1. Interfere with any GMI Customer’s Downliners or Upliners or misuse of GMI’s Site or other Offerings are prohibited;
2. Conduct any unlawful activity is prohibited;
3. Intentionally solicit or harm minors in any way prohibited.;
4. Misrepresent your own identity or any affiliation that you may have is prohibited;
5. Alter or remove any copyright, trademark or other proprietary rights notices; “frame”, “mirror” or “deep link” any part of the Site or other Offerings without our prior written authorization is prohibited;

ADVERTISING AND PROMOTION

1. Customers are not allowed to advertise GMI's product, use any literature written/recorded or any other promotional materials that may implicate the Company in any manner.
2. Customer may request in writing to GMI for approval to be granted for any advertising or promotional exercise for which copies of the materials must have been submitted to GMI for written approval prior to the said exercise via authorized Agent/Dealer.
3. Self created literature regarding the product and company is a complete responsibility of customer and not GMI.

PRODUCT

1. All Gold Coins supplied by GMI are made of pure 24 Carat gold.
2. All other gold products varies between 18 carat to 21 Carat.
3. GMI watches are 18 Carat Gold Plated
4. Customers are strongly advised to return any defective product within a period of TEN (10) Days from the date of receipt, failing to do so will result a deduction from your account.

SECURITY

Each Customer must keep GMI’s GOLD ACCOUNT passwords and other security access information confidential and notify GMI, promptly if the customer believes that the security of an account has been compromised. GMI. has taken reasonable steps to protect the security of online transactions. HOWEVER, GMI. CANNOT AND DOES NOT WARRANT SUCH SECURITY AND WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES RESULTING FROM ANY SECURITY BREACHES. GMI Notifications Service This service helps you to monitor activities performed on your Gold Account. After subscription, this service can only be unsubscribed by the email notification(s) of this service that you will receive on your primary email address GMI Notification Service subscription period is 6 months for a fee of US$ 15.00. By Activating this service user gets notification email for any or all below mentioned activities in their account as per their selection. A: Login to Gold Account B: Locking/Unlocking of Gold Account C: Any transaction performed in Gold Account

GENERAL BUSINESS ETHICS POLICY

1. GMI seeks to conduct its business in a professional, ethical and credible manner and expects all its employees, representatives and customers to do likewise.
2. Customer understands that cross sponsoring, cross recruiting and cross line jumping is prohibited in GMI and may result in the imposition of penalty, as more fully set forth hereafter, but may include immediate termination of this Agreement. "Cross sponsoring" means soliciting a Member/Customer or any closely related person or entity into a downline different from the existing downline for that Member/Customer. "Cross recruiting" means soliciting a Member/Customer, or a closely related person or entity, into another MLM company. "Cross line jumping" means a Member/Customer or any closely related person or entity voluntarily becoming Customer that is not under same upline as the one in which the Customer was enrolled earlier. A "closely related person or entity" is any person in the household of the Customer (e.g. spouse, son, daughter, parent living in the same household) or partnership, which is controlled by the Customer
3. Any action, activity that may cause, is likely to cause, is intended to cause GMI, its customers the loss of good reputation or that is detrimental to the business interests of GMI shall be considered an unethical practice and will result termination of customer’s Gold Account. An unethical practice includes the offer of an inducement for a member from one up line in one genealogy to cross-over to another up line in a different genealogy.
4. When using any e-mail address provided to you on or through the site or other offering, you agree not to transmit to any person or entity
• any Content that is unlawful, fraudulent, threatening, abusive, libelous, defamatory, vulgar, obscene, harmful, harassing, tortuous, invasive of another’s privacy, hateful, or is racially, ethnically or otherwise objectionable, or is subject to an agreement of confidentiality, or infringes upon our or any third party’s intellectual property or other rights;
• any non-public information about any company;
• any trade secret;
• any computer code, files or programs (for example, a computer virus) designed to interrupt, destroy, compromise the security of or limit the functionality of any device.
• spamming is strictly prohibited. Spam is defined for this purpose as sending an unsolicited message to any persons, entities, newsgroups, forums, e-mail lists or other groups or lists unless prior authorization has been obtained from the e-mail recipient who explicitly permits sending e-mail communication to them, or unless a business or personal relationship has already been established with the e-mail recipient.
  IF YOU ARE “SPAMMED” BY SOMEONE WHO IS SELLING OR DESCRIBING GMI’S PRODUCT OR BUSINESS OPPORTUNITY, PLEASE CONTACT US AT admin@goldmineint.comPROMPTLY SO THAT WE MAY TAKE APPROPRIATE ACTION.
• the use of false headers in e-mails or falsifying, forging or altering the origin of any e-mail in connection with GMI and/or its product and services is prohibited.
• if a person or entity indicates that they do not want to receive e-mail, you agree not to send e-mail to such person or entity. If a person initially agrees to receive e-mail, but later asks to stop receiving e-mail, you must abide by that request.
  
  GMI prohibits engaging in any of the foregoing activities by using the service of another provider, remailer service or otherwise
1. Any complaint against another customer must be directed to GMI Management for investigation to determine the truth of the allegation. The decision of GMI Management is final and conclusive.
2. Any complaint against customers sending abusive language or religious violation words, or offers made for pulling a member from one genealogy to another on Gold Messenger would be considered serious violation of GMI business ethics and result in permanent cancellation of the customer's Gold Account without any notice, as all messenger communication is closely monitored and recorded by GMI admin.

TERMINATION OF CUSTOMER

1. Customer may voluntarily terminate this Agreement by sending written notice at any time for any reason. If Customer terminates this Agreement that Customer shall not be allowed to become a Customer again for a period of one (1) month. If Customer re-joins on-line in violation of this policy then that Customer shall be terminated and Customer shall not be allowed to earn any commissions from the new position,
2. GMI reserves the right to terminate a Customer who is found in violation of these Terms and Conditions or any statutory law in the respective country and/or regulations that pertain to the business of GMI and such termination may result in GMI exercising its right to pursue reasonable legal recourse.
3. If Customer breaches any of the provisions of this Agreement, violates any applicable law or regulation or engages in any false, misleading or unfair trade practice, including but not limited to, making misleading income representations or making promises to potential Customer that can not be kept by Customer, (herein called "Violation") any such Violation is grounds for the imposition of penalty, as more fully set forth hereafter. The Company may suspend Customer, including suspension of checks earned at the time, pending investigation of any alleged Violation. Customer shall be given notice of the alleged Violation by e-mail, fax or other rapid method of communication and shall have seven days thereafter to respond in writing (verbal response will not be considered) to any alleged Violation (s), failing which, the Company can consider the allegations to be true. (It is Customer’s responsibility to see that Company receives the response, with supporting documentation, if any, within the seven-day period.) If at the end of the investigation it is determined that Customer is to be penalized, the date of the imposition of the penalty can be, at the Company's option A Customer found in breach or violation of these Terms and Conditions may be subject to disciplinary action by GMI, which may include limitation of Customer's right or the outright termination of his/her accounts
4. A Customer wishing to appeal a disciplinary action must do so within fourteen (14) days from the date of disciplinary or termination notice, after which the disciplinary or termination action shall be considered as final and conclusive. It is the goodwill of GMI to review any appeal and to consider any other appropriate action. GMI shall promptly notify the Customer of its decision, and the GMI decision shall be final and not subject to further review.
5. In all termination cases, the affected Customer shall lose all rights to his/her referred Customer and shall no longer be entitled to receive benefits stipulated in GMI's Gold Reward Program, or any other compensation whatsoever from GMI.
6. Signing up additional Gold Accounts for” Bunching “ purpose to earn unrealistic sales commission is expressly forbidden and subject to suspension or termination of Gold Account. A Customer or Referrer who repeatedly and deliberately manipulates the submission of new sales not in accordance with natural development and which can result in an un-natural burden to the company, shall have his/her Gold Account suspended and this may lead to his/her permanent termination.
7. A Customer or Referrer shall face termination if found manipulating the placement of GA or manipulating the confirmation of an order which violates the policy of GMI which says that a GA should be confirmed immediately and password must be passed on to a new Customer as soon as payment has been received.
8. New Customers are advised to ask for their password from the Referrer and change their password immediately to avoid possible hacking and fraud activities.
9. Customers exceeding more than three GAs (Gold Accounts) in one particular tree violate the GMI policy of holding maximum three Gold Accounts in one particular tree. Such customers will result in getting their accounts seized permanently.
10. The failure by a customer to meet or follow any of the above Terms of Use or who may be in breach of applicable law is grounds for account deactivation. GMI will be the sole arbiter as to what constitutes a violation of the Terms of Use. GMI reserves the right to remove any account without prior notice. When GMI becomes aware of an alleged violation of its Terms of Use, GMI will initiate an investigation into the alleged violation. During the investigation, GMI may restrict a customer's access in order to prevent further potentially unauthorized activity. Depending on the severity of the violation, GMI may, at its sole discretion, restrict, suspend, or terminate a customer's Gold account and/or pursue other civil remedies. If such violation is a criminal offence, GMI will notify the appropriate law enforcement authorities. GMI does not issue credits for outages incurred through service disablement resulting from Terms of Use violations. In such an event GMI will not be liable for any loss suffered by the customer as a result of the suspension of their services. GMI customers agree to indemnify and hold harmless.

CUSTOMER DETAILS, DATABASE

1. GMI allows its customers to change and update the customer details at anytime on their own. GMI provides tools for customers to fully manage their Gold account, commission receivables, personal details update, personal and group sales activities.

Rules and Regulations

GOLD STEP COMMISSION

1. GMI offers Three Gold Reward Programs (GRP) consists of 2/2 , 3/3 Advance and 3/3 Basic Gold Step Commission Plan which gets extended automatically to 1/1 Platinum Plan once all three plans are active and all other conditions are fulfilled.
2. GMI pays commission once in a week, we do calculation on daily basis but we pay weekly our sales cut-off day is Sunday. Only those Gold Accounts or Gold Centers would be calculated for the commission payment who have passed their five days cool-off period.
3. All active Gold Account and Gold Centers would be calculated and the commission will be paid to the qualified Gold Account holder but maximum payout for Gold Step Commission is 15 steps per day (Any particular day if your Gold Steps are more then 15 then Flushing-out rule applies).

1/1 PLATINUM GOLD PLAN- GOLD STEP COMMISSION

1. Every two new Sales Transactions one on the left and one on the right (1L/1R) of the active Gold Account shall qualify for one Gold Step Commission of US$200.
2. The maximum payout for Gold Step Commission is 15 steps per day.
3. Maximum Gold Step Commission one can earn in a day is US$3000 (15L/15R) inclusive of Gold Vouchers. Commissions in excess of 15 Left and 15 Right shall be considered paid and flushed out.

2/2 GOLD PLAN – GOLD STEP COMMISSION

1. Every Four 4 new Sales Transactions introduced and placed two (2) GCs on the left and two (2) GCs on the right of the Active Gold Account shall qualify for one Gold Step Commission of US$40.
2. The maximum payout for Gold Step Commission is 15 steps per day.
3. Maximum Gold Step Commission one can earn in a day is US$600 (30L/30R) inclusive of Gold Vouchers. Commissions in excess of 30 Left and 30 Right shall be considered paid and flushed out.

3/3 ADVANCE GOLD PLAN – GOLD STEP COMMISSION

1. Every six 6 new Sales Transactions introduced and placed three (3) GCs on the left and three (3) GCs on the right of the Active Gold Account shall qualify for one Gold Step Commission of US$30.
2. The maximum payout for Gold Step Commission is 15 steps per day.
3. Maximum Gold Step Commission one can earn in a day is US$450 (45L/45R) inclusive of Gold Vouchers. Commissions in excess of 45 Left and 45 Right shall be considered paid and flushed out.

3/3 BASIC GOLD PLAN – GOLD STEP COMMISSION

1. Every six 6 new Sales Transactions introduced and placed, three 3 GCs on the left and three 3 GCs on the right of the Active Gold Account shall qualify for one Gold Step Commission of US$15.
2. The maximum payout for Gold Step Commission is 15 steps per day.
3. Maximum Gold Step Commission one can earn in a day is US$225 (45L/45R) inclusive of Gold Vouchers. Commissions in excess of 45 Left and 45 Right shall be considered paid and flushed out.

1/1 PLAN GOLD VOUCHER (GV)

1. 5 Gold Steps equal 1 Rotation.
2. GMI will convert US$200 of every fifth Gold Step Commission into Gold Vouchers (GV).
3. Selected Gold Product will automatically be redeemed for each GC which has accumulated GVs equal to selected product cost. This default system is to ensure that customer receives Gold Products as fast as possible.
4. All Gold Vouchers are valid to redeem a product with in Ten (10) Year’s time limit. GVs are not transferable to another Gold Account, and are not redeemable for Gold E-Cards until one product has been redeemed.
5. Earned Gold Vouchers will be shown in your Gold Voucher Statement.
6. Gold Coin can be redeemed manually by clicking Redemption link inside Gold Office, provided there is sufficient balance in your Gold Bank. Manual redemption costs 10% extra for the Gold Coin but other products price remain same for manual or auto redemption.
7. Auto redemption will be made when a GC has accumulated specific amount of GVs.
8. Customer can only use GECV's or GV's for one Standard and one Zodiac Gold product for Auto redemption, however if customers are eager to buy more Coins they may do manual redemption using cash from Gold Bank (Other unlimited number of products are allowed for customers to purchase using GECV's or GV's).

2/2 PLAN GOLD VOUCHER (GV)

1. 5 Gold Steps equal 1 Rotation.
2. GMI will convert US$40 of every fifth Gold Step Commission into Gold Vouchers (GV) the same rule applies to all 15 active Gold Centers (GCs).
3. Selected Gold Product will automatically be redeemed for each GC which has accumulated GVs equal to selected product cost. This default system is to ensure that customer receives Gold Products as fast as possible.
4. All Gold Vouchers are valid to redeem a product with in Ten (10) Year’s time limit. GVs are not transferable to another Gold Account, and are not redeemable for cash until one product is automatically redeemed.
5. Earned Gold Vouchers will be shown in your Gold Voucher Statement.
6. Gold Coin can be redeemed manually by clicking Redemption link inside Gold Office, provided there is sufficient balance in your Gold Bank.
7. Auto redemption will be made when a GC has accumulated specific amount of GVs.

3/3 ADVANCE PLAN GOLD VOUCHER (GV)

1. 5 Gold Steps equal 1 Rotation.
2. GMI will convert US$30 of every fifth Gold Step Commission into Gold Vouchers (GV) the same rule applies to all 15 active GCs.
3. Selected Gold Product will automatically be redeemed for each GC which has accumulated GVs equal to selected product cost. This default system is to ensure that customer receives Gold Products as fast as possible.
4. All Gold Vouchers are valid to redeem a product with in Ten (10) Year’s time limit. GVs are not transferable to another Gold Account, and are not redeemable for cash until one product is automatically redeemed.
5. Earned Gold Vouchers will be shown in your Gold Voucher Statement.
6. Gold Coin can be redeemed manually by clicking Redemption link inside Gold Office, provided there is sufficient balance in your Gold Bank.
7. Auto redemption will be made when a GC has accumulated specify amount of GVs.

3/3 BASIC PLAN GOLD VOUCHER (GV)

1. 5 Gold Steps equal 1 Rotation.
2. GMI will convert US$15 of every fifth Gold Step Commission into Gold Vouchers (GV) the same rule applies to all 15 active GCs.
3. Selected Gold Product will automatically be redeemed for each GC which has accumulated GVs equal to selected product cost. This default system is to ensure that customer receives Gold Products as fast as possible.
4. All Gold Vouchers are valid to redeem a product with in Ten (10) Year’s time limit. GVs are not transferable to another Gold Account, and are not redeemable for cash until one product is automatically redeemed.
5. Earned Gold Vouchers will be shown in your Gold Voucher Statement.
6. Gold Coin can be redeemed manually by clicking Redemption link inside Gold Office, provided there is sufficient balance in your Gold Bank.
7. Auto redemption will be made when a GC has accumulated specify amount of GVs.

Gold E-Card Purchase

1. Gold E-Cards are available on sale through Buy Gold E-Card link in Gold Office to any GC owner who has sufficient amount available in his/her Gold Bank or Earned Commission Bank. You can purchase Gold E-Cards via E-gold account as well.
2. Each Gold E-Card purchased through “Earned Commission Bank” cash link will get GC owner GVs credited to his/her Account.
3. To encourage our GC owners, following incentives are offered on Purchase of Gold E-Cards through their Gold E-Cards Link using “Earned Commission Bank” cash. Please follow the chart given below:
    

   Gold E-Cards	Gold Vouchers
   Plan 3/3 B	0.50$
   Plan 3/3 A	1.00$
   Plan 2/2	2.00$

The above mentioned Chart shows the discount per card e.g. customers who buys 30$ card in any quantity gets 0.50$ credited to their GV's account.
Please note that Gold E- Cards purchased using “Gold Bank” or “E-Gold” commission will not entitle you for GV incentive.

DIRECT REWARD COMMISSION: APPLIES TO ONLY 3 PLANS.

1. This is an extra incentive for every customer directly introduced by you.
2. Direct Reward Commission shall be US$1.00 to US$5.00 as per GC activated.

COMMISSION STATEMENT

1. It is the responsibility of the respective customers to view, print and/or download their respective Commission Statement accordingly and it is also highly advisable that all Customers print a copy of their Commission Statement for their own safekeeping.
2. All unpaid Gold Step Commission brought forward from the previous day shall also be shown in the said commission statement.
3. It is the responsibility of all GMI Customers to read, understand and check their respective Commission Statements accordingly. Customers must notify GMI Admin for any error or omission within five (5) days from the date thereof, after which the Company will not be responsible for any discrepancy and shall not entertain whatsoever claim that may arise.

COOLING-OFF PERIOD

1. GMI allows their customers to enjoy a Five days cool-off period from the date of their registration through Gold Bank (Cash Statement).
2. During these Five days cool-off period customers may get their Gold Account cancelled through their Introducer and get 100% amount back from the person who signed them in GMI. (Customers signed in through Gold E-Card can not cancel their Gold Account).
3. During the Five 5 day cooling-off period customers are advised not to perform any transactions, however are free to access their account.
4. Should customers wish to conduct any transaction during the cooling-off period, this action constitutes a waive of such period and is now considered confirmed with full functionality and facilities activated by GMI.
5. Once the Five 5 day cooling-off period is over the Gold Account will be activated as confirmed Gold Center.
6. No cool off period is given on entries made through Gold E-Card.
7. No cool off period is given on entries if new customer has selected instant product.

NON-ACTIVE REFUND POLICY

1. The GMI Non-Active Refund Policy is valid for customers who have not received/requested Product, any commission or Gold voucher after 6 months from the date of becoming a GMI customer and have not completed 9 months yet.
2. To qualify, customers must not have earned or received any transferred amount.
3. Customers will not be able to access to their Gold Account after they have received GV's in their GV statement under refund policy. If the customer wishes to network again he/she will need to sign-in a new Gold Account.
4. In case of cancellation the customer gets 100% value of GV's in their GV statement to buy Golden Handshake E-Cards at the 100% value to their GV's which could be transferred via Gold E-Card bank to any active customer or could be used to register a new customer at the same place.

GMI NOTIFICATION SERVICE

This service helps you to monitor activities performed on your Gold Account. After subscription, this service can only be unsubscribed by the email notification(s) of this service that you will receive on your primary email address GMI Notification Service subscription period is 6 months for a fee of US$ 15.00. By Activating this service user gets notification email for any or all below mentioned activities in their account as per their selection.
1. Login to Gold Account
2. Locking/Unlocking of Gold Account
3. Any transaction performed in Gold Account

Refund Policy

We proudly offer 2 alternative refund policies to our customers to prove our flexibility and strong believe in our system. Hence, GMI's customers who could not grow their tree and for any reason could not generate any income from GMI's Gold Step Reward Plan can have Golden Hand Shake through these two options :

1. Cool-off Refund Policy
2. Non-Active Account Refund Policy

1) Cool-off Refund Policy.

1. GMI allows their customers to enjoy a Five days cool-off period from the date of their registration through Gold Bank (Cash Statement).
2. During these Five days cool-off period customers may get their Gold Account cancelled through their Introducer and get 100% amount back from the person who signed them in GMI. (Customers signed in through Gold E-Card can not cancel their Gold Account).
3. Promotion: Customers who sign up in the wake of an ongoing or about to be launched promotion will not qualify for the Cool-off Refund. That is to say, a customer who signs up five days prior to the launch of a promotion will not be entitled to get a Cool-Off Refund. Similarly, customers who get signed up in between an ongoing promotion will not be eligible for a Cool-Off Refund so as to avoid mock or spam sign ups that existing customers initiate to reap the rewards of a particular promotion.

Please note that 5 days Cool Off Period gets over as soon as any transaction is performed in your Gold Account i.e. transferring funds to or from your account, Purchasing Product or E-Cards or Introducing new Customer to GMI.

2) Non-Active Account Refund Policy.

1. This option is for customers who have not received or ordered their Product, Commission or Gold voucher. Customers who have completed six months from the date of joining in GMI, but they have not crossed nine month period yet.
2. Customer should have not received any transferred money to their Gold Bank.

Conditions for Non-Active Account Refund:

1. The customers who qualify for Non-Active Account Refund Policy may request for cancellation through Non Active Refund Link.
2. GMI system after verification of your qualification for cancellation, will instantly cancel your Gold Account and transfer 100% sign-up amount value Gold Vouchers in your Gold Vouchers Statement. Once your GVs are available you can buy Golden Handshake E-Card for 100% value, this card could be used for entering a fresh customer or could also be transferred to your Leader or another active GMI customer to signup new customer.

Sign-In Procedures

1. Sign-in through Gold E-Card.

1. With a purchase of every Gold E-Card, a customer can sign in Gold Reward Plan of the same value. Three Gold E-Cards of different values are available on sale virtually through your Gold Card Bank or physical cards could be purchased through authorized agent in selected countries.
2. Customer signed-in using Gold E-Cards will not be allowed to unconfirmed, or change placement as no cool-off period is given for entries via Gold E-Cards, however change of ownership would be allowed free of cost during five days cool-off period.
3. Only the introducer will be able to change Placement or cancel within 5 days from the sign-in date. Provided the person introduced is not signed in through Gold E-Card and gives the current password.

Please be informed that GMI will not be responsible for any lost/stolen Gold E-Card or unauthorized sign-in due to negligence of the customer. Customers are advised to check Gold E-Card through link "Find Card Status" provided at http://www.goldmineint.com/members/verify_card.asp We suggest customers to use Transfer E Card link provided in their Gold E-Card Bank page to transfer E-Cards to other members as sending Gold E Cards via messenger is not recommended.

2. Sign-in through Gold Account

1. The introducer can sign-in a new customer in GMI through virtual Gold E-Card Purchased by their own funds or through Gold Bank.
2. Customer who has been signed-in through Gold Bank statement using cash funds is allowed to be unconfirmed by the introducer within 5days (If no product is been purchased). Full cash is returned without the deduction of any fee, provided the person introduced gives the current password.
3. Every customer gets a Welcome Letter from GMI with the transaction details and Password, through the e-mail mentioned in the purchase form.
4. GMI strongly advise their customers to keep their password, security question and the answer always secure and secret, and should not disclose it to any other members. Customers doing so will be fully responsible for their act and GMI should not be blamed at any certain point.

If you follow the above procedure your Gold Account and your Gold Bank will be secured, and in case of a new sign-ups your order will not be unconfirmed without your knowledge.